Send money, scan & pay and check your balance with no internet — over *99#, on any phone, any network.
You tap "Pay" in a clean, modern app. DialPay quietly does the rest over your cellular signal — the same rails your call uses.
Pick a contact, scan a shop's QR, or type a UPI ID. Then enter the amount — plain and simple.
No internet? No problem. DialPay places the request over India's NPCI *99# rails — no data, no Wi-Fi.
Enter your UPI PIN to approve. You see "Sent ₹500 to Aarti" — calm, done, and safe.
Pay any UPI ID or phone number instantly. Works the same whether you're online or completely offline.
Point your camera at any UPI QR at the shop. Pay the kirana store even when the network drops.
See exactly what's in your account in seconds — pulled straight over *99#, no banking app needed.
Big buttons, plain language, and your language. Designed for every phone and first-time UPI users.
*99# is India's offline UPI service — it works over the same signalling channel that carries your phone calls. Powerful, but clumsy to type. DialPay hides all of it.
DialPay works over *99# on India's major networks — no special plan, no data pack.
Airtel
Vi
BSNL
+ more soon
DialPay launches in 2026. Leave your email and we'll tell you the moment it's live.